Avaina was created to give homeowners clarity in a process that is often confusing and one-sided. Founded by industry insiders committed to transparency, we exist to help policyholders understand what their insurance settlement truly represents.
We have created the Amazing Vertical Artificial Intelligence for North America proprietary system, known as AVAINA. Our company, insuranceclaim123.com, is a division of the Avaina Corporation.
They say necessity is the mother of invention—and that could not be more true in the creation of insuranceclaim123.com. Our mission is to uncover the truth behind every property insurance claim.
This company was founded by two whistleblower insurance adjusters to give homeowners access to information that had never been available to them before.
In 2022, these two adjusters uncovered an estimated $22 billion in fraud committed by insurance carriers against their policyholders in the state of Florida.
The discovery became a major story when they testified before the Florida Legislature—where the whistleblowers’ microphone was cut off after the committee chairman attempted to prevent the information from being heard.
The story quickly gained national attention, leading to multiple television interviews and media coverage, including NBC Nightly News, 60 Minutes on CBS, The Washington Post, and other major newspapers.
Soon after, professionals from across the insurance industry began coming forward, confirming that these practices were occurring in other states and had been happening for years. In some cases, insurance carriers believed they had an unquestionable right to do so—and were outraged that the truth had been exposed.
What was documented revealed that insurance carriers were reducing original on-site adjuster build-back estimates by as much as 90%, then issuing altered estimates to homeowners while leaving the original adjuster’s name on the document—without their knowledge or consent.
When homeowners questioned these estimates, insurance companies often claimed that an adjuster had inspected the property and that the estimate was final, leaving homeowners with no clear way to challenge the settlement.
The reality was that homeowners had no way to know the estimate was bogus or that they had been underpaid. Even when something felt wrong, there was nowhere to turn for verification.
Insurance carriers are highly skilled at collecting premiums while minimizing claim payouts. While some insurers handle claims fairly, others routinely reduce estimates or deny valid claims. Unfortunately, it is nearly impossible for homeowners to distinguish between the two.
Today, homeowners finally have a way to determine whether they were underpaid. It’s called the Avaina 1-2-3 Report.
This information was once a closely guarded secret within the insurance claims industry—so protected that even many industry professionals were unaware of it. Until now.
Our history began with a commitment to expose hidden practices in the insurance claims process and give homeowners access to information they were never meant to see.
Two veteran insurance adjusters uncover widespread claim estimate manipulation, marking the beginning of a mission for transparency.
The proprietary Amazing Vertical Artificial Intelligence for North America (AVAINA) system is created to analyze insurance build-back estimates.
InsuranceClaim123.com goes live, giving homeowners access to forensic-level claim auditing once reserved for industry insiders.
The Avaina 1-2-3 Report becomes a trusted decision-making tool for homeowners, public adjusters, and attorneys across North America.
Every report we deliver is built to uncover hidden details and present the facts plainly—no jargon, no guesswork.
We operate independently, ensuring every audit reflects what is fair and accurate for the policyholder.
Homeowners access to forensic-level insights, we help them make confident decisions about their next steps.
We believe the truth should never be hidden. Every report we deliver is driven by honesty, accuracy, and an unwavering commitment to doing what is right for the policyholder. We stand on the side of homeowners, giving them access to information that was once out of reach, so they can make informed decisions without pressure or confusion.
We promise to deliver clear, unbiased, and actionable insight into your insurance claim. Through our Avaina 1 2 3 Report, we are committed to uncovering the facts, protecting your interests, and empowering you with information your insurance carrier may never volunteer—so you can move forward with confidence, clarity, and control.
A clear, expert-reviewed audit of insurance claims—giving you the insight and confidence to know whether you were treated fairly.
All information and content on this website is provided “as is,” without any warranty, express or implied, including but not limited to implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or noninfringement. The Avaina 1-2-3 Report is an independent audit of homeowners’ insurance claims and is intended for informational purposes only. Use of this website and the report does not constitute legal or financial advice, and homeowners should consult a licensed professional if needed. See additional terms and conditions at the links provided below.
The Avaina 1-2-3 Report is based on expert human review of insurance build-back estimates and is independent of any insurance company. Availability, coverage, and results may vary depending on the individual claim, jurisdiction, and insurer practices. Homeowners are responsible for reviewing the report and determining the next steps for their claim. For questions regarding the report or your specific claim, please contact Avaina Corporation directly.
