What is the Avaina 1 2 3 Report?
The Avaina 1 2 3 Report is a forensic audit of your homeowner insurance carrier provided build back estimate that will show underpayments, missing items or other discrepancies that the policyholder has not been paid for. It's much like a Carfax report for property insurance claims. It gives you the facts in an easy to understand format.
What is the length of the Avaina 1 2 3 Report?
The Avaina 1 2 3 Report will vary in size, but you can expect 5–9 pages on an average homeowner claim.
Are any discounts available for the Avaina 1 2 3 Report?
Public Adjusters and Attorneys that handle property insurance claims may provide discount codes. The referring firm will also receive a copy of your report.
If the report shows I was underpaid, will you help me collect the money?
No. We are not attorneys or public adjusters. However, they typically work on contingency and only get paid if they recover money for you.
Can you guarantee a public adjuster or attorney will take my case?
No. That decision is made by the firm based on their own business standards.
What if I was paid correctly?
You can feel confident knowing your insurance carrier treated you fairly.
Is anything else needed besides the build-back estimate?
Usually no. If we need additional information, we will contact you.
Can you inspect my property?
No. Property inspections are handled by public adjusters or attorneys.
Can you help with auto or medical claims?
No. We only provide reports for property insurance claims.
Should I use a public adjuster or attorney?
We recommend starting with a public adjuster. If needed, they can refer your case to an attorney.
How much do public adjusters charge?
Typically 10%–20% of the recovered claim amount.
How much do attorneys charge?
Usually 33%–50% plus expenses. Attorneys are typically used if a public adjuster cannot resolve the claim.
Is the report available in all states?
Yes. The Avaina 1 2 3 Report is available in all 50 U.S. states.
How quickly should I order the report?
As soon as you receive your build-back estimate to ensure you have time to act on your claim.
What information do I need?
Your insurance carrier’s build-back estimate in PDF format.
Is the Avaina 1 2 3 Report a build-back estimate?
No. It is a narrative report explaining underpayments in your carrier furnished build back estimate.
Can you provide a revised build-back estimate?
No. Your public adjuster or attorney will provide a revised estimate after inspection.
What is Xactimate?
Xactimate is software used by insurance adjusters and insurance companies to create build-back estimates.
Is the Avaina report produced by Xactimate?
No. Xactimate only creates buildback estimates. The Avaina report is a narrative analysis.
Can I negotiate with my insurance company myself?
You can, but it is not recommended. We highly recommend using a public adjuster or attorney for better results.
A clear, expert-reviewed audit of insurance claims—giving you the insight and confidence to know whether you were treated fairly.
All information and content on this website is provided “as is,” without any warranty, express or implied, including but not limited to implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or noninfringement. The Avaina 1-2-3 Report is an independent audit of homeowners’ insurance claims and is intended for informational purposes only. Use of this website and the report does not constitute legal or financial advice, and homeowners should consult a licensed professional if needed. See additional terms and conditions at the links provided below.
The Avaina 1-2-3 Report is based on expert human review of insurance build-back estimates and is independent of any insurance company. Availability, coverage, and results may vary depending on the individual claim, jurisdiction, and insurer practices. Homeowners are responsible for reviewing the report and determining the next steps for their claim. For questions regarding the report or your specific claim, please contact Avaina Corporation directly.
